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MKDR / Investigations & evidence / Clips for insurers & police

Investigations & evidence · footage that stands up

Anyone can hand over a video. Evidence takes more.

Recovering the footage is the straightforward half. The rest is making it usable: putting a hold on the recorder before its loop wipes the window, using the rights the law actually gives you, and releasing the file with hashes and a continuity record, so that Thames Valley Police or a claims handler can rely on what they are watching.

Nothing back, nothing to pay Kept to evidential standards The loop is overwriting — move now

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How to get hold of their video.

Subject access requestsRecognisable in the footage? UK GDPR gives you a right to a copy from whoever runs the camera. One calendar month to answer, other people obscured first, and a fee only in narrow cases.
The preservation noteSent the same afternoon with a date, a time and a camera number, it beats a solicitor's letter that lands after the disk has been round again.
The police pathIn practice an officer asks and the operator obliges — Thames Valley Police collect most footage that way. Where someone digs in, data-protection law and a court order are the formal levers.
Where the lab comes inWiped before anybody exported it, a disk that was formatted, a recorder that died on the night. That is our half of the work.

The clocks that run against you.

Unsure? Call the lab →
What we needWhat's behind itFirst move
The 31-day mythConvention, not law — and a busy recorder wraps long before day 31Ask for it to be preserved today
A SAR runs for a monthTheir calendar month starts the day your request landsPut yours in writing today
Other people blurred outData-protection law obliges them to obscure bystanders firstThat's the law working, not a brush-off
A doorbell camera pointed at your doorA home camera that films past its own boundary takes on data-protection dutiesHouseholds answer a SAR as well
Continuity of evidenceA documented line from the recorder's disk to the copy you hand overHash values and a signed method note ship with every export
Sending it by post: gear and media reach our secure intake lab by insured, tracked post, and we cover the return postage — or ring first and we'll work out the best way to send it. There's more detail on the enquiry page.

Each stage of the work.

See past cases →
01

Logged in, checked at no charge Free

Every item gets its own case number on the day it lands here. An engineer traces the fault, gives you a plain assessment of what is realistically recoverable, and puts one fixed price in writing. The diagnosis is free, you are under no obligation, and chargeable work starts only when you say go.

No charge to diagnoseOne written quote, fixedNo commitment
02

Put a hold on the disk

On day one a written preservation request goes to whoever runs the system, and we work out the real loop length of their recorder rather than the figure printed in its manual.

Preservation request out on day oneReal loop length known
03

Two copies, always

Off the image come two files: an MP4 anyone can open, and the recorder's own export — a .dav or the maker's wrapper — with the player that reads it.

MP4 plus native fileIts player too
04

Paperwork that makes it evidence

With the video come SHA-256 hashes for every file, a note of how each was produced, and a dated continuity log. That is what separates a clip somebody emailed from an exhibit an insurer or a court will accept.

Hashes and method noteCourt and insurer ready
05

Played back, checked, handed back

You get the full list of recovered files first, and nothing is charged until you approve it. Data goes back on fresh media, return postage paid, and the job stays open on our side until you confirm every file opens at your end.

You sign off the file listCopied onto unused mediaReturn post is paid by us

What the lab will and will not say

  • An email is the cheapest legal step you will ever take — name the camera, the date and the half-hour, ask for it to be kept, and the operator can no longer say the loop got there first.
  • Blurring isn't a brush-off — when a shop masks other customers before releasing your SAR footage, it is meeting its own legal duty, not editing out the part you need.
  • Domestic cameras are not exempt — a 2021 county court ruling on a doorbell system made the point plainly: film a neighbour's garden or the pavement and UK data-protection duties apply to you.
  • Two rulebooks, one of which binds a shop — the surveillance camera code aims at police and councils; private systems answer to UK data-protection law and the ICO. That is the standard we export to.

Why insurers care about video: the ABI counted £1.16 billion of detected claims fraud in 2024, published in November 2025 — 51,700 of those cases were motor, worth £576 million between them. Clear footage settles an honest claim quickly and stops a staged one dead, but only if it arrives as a documented exhibit.

Lately in the casebook.

MK · MKD-2026-4558CONFIRMED ✓

A forklift claim closed inside a week, on film

Two vans collided in a yard, the insurer asked for proof, and the recorder had looped over that day weeks before. A manager had exported the clip and then deleted it — the only copy left. We pulled it off the disk, hashed it and wrote it up. The claim settled without a hearing.

Claim sortedTrial-ready bundle

While it is still in your hands.

Worth doing

  • Send the preservation request that day
  • Log the date, time, which camera and who owns it
  • In the picture yourself? A SAR gets it
  • Leave every file as supplied: no renaming, no trimming

Best avoided

  • Sit and wait for the insurer to ask
  • Film the monitor with your phone and call it proof
  • Cut it down before anyone official sees it
  • Take the '30 days' on the spec sheet as fact

Quiet questions, plain answers.

Do I have a right to a shop's CCTV footage of me?

Yes. Use a subject access request under UK GDPR. Operators must answer inside one calendar month, obscure anyone else who can be identified, and normally cannot charge you for it.

What format do police need the footage in?

Ask the operator of the system first — most hand it over without argument. Where they say no, the routes are a data-protection request or an order from the court.

How long is CCTV footage kept in the UK?

No law sets a retention period. Under the storage-limitation principle most businesses settle around 31 days, and a busy recorder overwrites that in far less — which is why speed matters.

Which file formats do insurers and police accept?

Two jobs: it must open, and it must survive challenge. You get a standard MP4, the recorder's own export, the hash values and a written provenance note.

Evidence has a short life. Move now.

Loop recording writes over the old footage, and deadlines won't wait. Open a case now — the first look costs nothing and stays confidential.

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